A woman laughing on a sunny balcony with a coffee and her phone

SHio · Subscription check

How much do you pay every month for things you forgot?

Drop in your card statement — PDF or Excel — and in a minute see every subscription, every price rise and every double charge. With a ready cancellation letter.

Check for free
  • No sign-up
  • No bank password
  • Your file stays with you

What you get

Four things — without searching yourself

We read the statement for you, line by line, and give you a clear answer.

  1. 1

    One list of every regular charge

    Everything that repeats: subscriptions, standing orders, mobile, TV, gym, apps.

    • What each one costs a month — and a year
    • The total, big, at the top
    • Ordinary shopping (groceries, restaurants) is left out
    Screenshot: the yearly total and the list of regular charges
  2. 2

    Price rises and double charges — marked

    Promotion over? Price jumped? The same service twice? You see it at once.

    • «Price went up»: from what to what, when, and what it costs you a year
    • «Twice a month» and a same-day «double charge»
    • «Not recognised» — a small charge worth checking
    Screenshot: a charge whose price went up, marked in red
  3. 3

    A ready cancellation letter — in one click

    Choose what you need — cancel, refund, bring back the promo price — and the letter is written.

    • With the company’s cancellation address where we know it
    • You type just your name
    • Sent from your own e-mail — or copy / print it
    Screenshot: a ready cancellation letter
  4. 4

    Reminders and follow-up

    Don’t miss the end of a promotion, and know whether the company really stopped charging.

    • A reminder in your phone calendar — 30 and 3 days before
    • After a letter: «check in a few business days»
    • Still charging? The next letter is ready
    Screenshot: calendar reminder and the letters list

How it works

  1. 1

    Download your statement

    From your card company’s or bank’s site or app — PDF or Excel.

  2. 2

    Drop it here

    The check runs in your browser. The file goes nowhere.

  3. 3

    Get the answer

    A list, the flags and ready letters — in a minute.

Drop your transaction details here

PDF or Excel, 3 to 12 months. Several files are fine — several cards, or your bank account too.

The file is read on your device and never goes online

You are online — you can disconnect and check: everything keeps working.

Where do I download it?

  1. 1Log in to Chase online banking or the app
  2. 2Open the card or account → «Statements» / «Transactions»
  3. 3Choose a period and download PDF, CSV or Excel

Menu names differ slightly between banks. Look for a statement and a PDF, Excel or CSV option.

Reminders

Don’t let a promotion end by surprise

The reminder goes into your own calendar — phone or computer. We keep nothing.

You get a reminder 30 days and 3 days before — in time to ask for a new price or cancel.

Letters you sent

Kept in this browser only. After a few business days, check your statement: did they stop charging?

You have not marked a letter as sent yet.

Privacy

Your file never leaves your device

  • Read in the browser

    The check runs on your phone or computer. There is no server receiving the file — it has nowhere to go.

  • No account, no password

    You don’t connect a bank or sign up. Nobody gets access to your money.

  • Gone when you close

    Close the page and the results are gone. What you choose to remember stays in this browser only.

Want to be sure? Disconnect from the internet after the page loads, then drop the file. The check works.

Price

The check is free.

Free

0

  • Every regular charge and its yearly total
  • Price rises and double charges
  • Calendar reminders
  • Letters follow-up

Ready letter

Free while we launch

  • Cancel, refund, keep-my-price, to the bank
  • The company’s cancellation address where we know it
  • Sent from your e-mail in one click
  • Follow-up: when to check and what next

Questions

Is it really not sent to you?

Really. The file opens in your browser and is read there. It is never sent to a server — and you can check: disconnect from the internet after the page loads, and the check still works.

Which file do I need?

Transaction details from your card company or your bank account activity — PDF or Excel (CSV works too). A PDF that is a scan (a picture) cannot be read — then Excel is better.

Why don’t all my purchases show?

We show only what repeats: subscriptions, recurring payments, bills. Grocery or restaurant purchases don’t count — unless you were charged twice on the same day.

Does the letter really work?

A clear written cancellation — with your name, account and the request — is what companies act on, and your proof if they don’t. We are not lawyers and do not promise a result.

What is «keep my price»?

When a promotion ends the price jumps. A polite letter to the retention department — «I’d be glad to stay, at a fair price» — often brings the price back or a better offer.

What about the details I type in the letter?

They stay on the page. If you tick «remember», they are kept in this browser only, and you can delete them any time.

Who are you?

SHio — a studio that builds websites and templates. We built this check because we too were tired of finding forgotten subscriptions.

The check shows information from your own file and is not financial, legal or insurance advice. The letters are sample wording you send yourself.

Terms of use & privacy

Ready letter

Choose what you need, type your name — and the letter is ready to send.

free while we launch

More details (optional)
The letter

Cancellation of my subscription — customer

Date: 20/10/2026 To: [company] Please cancel my subscription / agreement and every service in it from the date you receive this letter, and make no further charges to my card. Name: [full name] Please confirm the cancellation and its date in writing. Kind regards, [full name]

The letter still has blanks: [company], [full name]. You can send it as is — but better to fill them in.

Where to send it

We don’t have an official cancellation address for this company. Send it through the company’s website, app or customer service.

Open in my e-mail

This is sample wording you review and send yourself, from your own e-mail. SHio is not a party to it and gives no legal advice. For a complicated case, talk to a lawyer.

With your consent we will also use Google and Meta cookies to measure how the site is used and to show you relevant ads. Details

Details